Congratulations, you’ve made it to the final step!

Download and save your copy of the worksheet—it’s time to put theory into practice. This worksheet will be your ultimate tool for tracking your income, expenses, and cashflow, helping you take control of your financial journey.

EACH YEAR, OVER 50,000 NEW BUSINESSES ARE REGISTERED IN NZ, EACH WITH ITS OWN STRUCTURE AND RULES.

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EACH YEAR, OVER 50,000 NEW BUSINESSES ARE REGISTERED IN NZ, EACH WITH ITS OWN STRUCTURE AND RULES. ✦

WHAT

The worksheet is your central hub for managing your business finances. It’s designed to simplify complex financial tasks and provide clear, actionable insights into your income and expenses.

Record income and expenses as they happen to maintain up-to-date financial records.
Use the forecast and budget tabs to predict and prepare for future financial trends.
Categorise entries for a clear breakdown of where your money is coming from and where it’s going.

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OPEN YOUR CASHFLOW FORECAST SPREADSHEET

✦ OPEN YOUR CASHFLOW FORECAST SPREADSHEET

One size does not fit all when it comes to your business

Dont feel limited by your specific trades or skills; instead, consider your options. You have the opportunity to explore and expand your potential beyond what you might think.

Set up your Worksheet

To begin, open the worksheet and navigate to the first tab. This is where you’ll set up the foundation for your cashflow management.

Enter Your Business Name: Add your business name at the top of the sheet to personalise your workbook.
Input the Budget Start Date:
- For new businesses, choose the date you plan to begin operations.
- For existing businesses, it’s best to start your budget at the beginning of your financial year to align with reporting periods.

This step ensures your worksheet is tailored to your business and ready for accurate tracking and will allow you to enter any existing costs or income to help you build a realistic budget.

Growth is a positive sign, lean into it with confidence

Let your business evolve naturally over time, adapting to the changing landscape and embracing new opportunities as they arise. This can lead to sustainable success and a thriving enterprise in the long run.

Recording Income Goals

Next, navigate to the second tab, dedicated to tracking your income. This is where you’ll set your financial targets.

Categorise Your Income: Use the dropdown boxes provided to assign income to categories like product sales, services, or other revenue streams.
Add Dates: Record the expected dates for each income source to ensure your forecast reflects your timeline.

Setting clear, categorised income goals helps you stay on track and measure progress effectively.

Stay flexible and adapt to change and new opportunities.

Your business will undoubtedly grow and thrive when you leverage the right tools and strategies to enhance your operations and financial management. With the right approach, you can unlock new opportunities for expansion and success.

Documenting Expenses

Now move to the third tab, where you’ll record your expenses.

Categorise Your Expenses: Similar to income, use the dropdown boxes to sort your expenses into categories such as fixed, variable, or unexpected costs.
Date Your Entries: Ensure each expense is linked to a specific timeframe to maintain accurate cashflow tracking.

This organised approach allows you to see exactly where your money is going, helping you plan more effectively and avoid surprises.

Conclusion

One size does not fit all when it comes to business, you are not limited by your specific trades or skills; instead, you have the opportunity to explore and expand your potential beyond what you might initially think. The best way to define your business is to make a Business Plan, this allows you to see the full picture of your business or organisation over the next 3 years.

Your Business Plan explains how you will operate, earn revenue, and handle expenses and most importantly clarifies roles and processes in your organisation.

Regularly updating your plan to include new insights and adjustments is crucial for staying relevant and achieving long-term success.